Tag: Investment Strategy

Retirement Investing Without Panic: Rick Wedell on Risk, Liquidity & Market Noise (Ep. 32)

Retirement Investing Without Panic: Rick Wedell on Risk, Liquidity & Market Noise (Ep. 32)

Could your reaction to the market be a bigger risk to your retirement than the market itself?

In this episode, David speaks with Rick Wedell, Chief Investment Officer at RFG Advisory, about the fundamentals of managing money for retirement. They explore the importance of understanding risk capacity versus risk tolerance, the difference between public and private markets, and how to tune out sensational media noise when making long-term investment decisions. 

Rick also shares why liquidity matters and how his updates are designed to provide clarity, not fear.

Rick discusses:

  • The key differences between managing wealth for retirees versus hedge fund or mutual fund management
  • How understanding both risk capacity and risk tolerance shapes smarter portfolio decisions
  • The distinctions between public and private markets, including liquidity and valuation stability
  • The psychological effect of fear-based financial media and how it can harm investor decision-making
  • Why his regular market updates are designed to educate and calm rather than sensationalize
  • And more

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About our Guest: 

Rick Wedell joined RFG Advisory as Partner and Chief Investment Officer (CIO) in 2016. As CIO and leader of RFG’s Investment Team, Rick manages multiasset portfolios and provides strategic insights on asset allocation and portfolio construction. Rick also leads the design and enhancements of RFG’s custombuilt, institutional-caliber, client-focused investment platform known as “Bluemonte”, currently managing over $3 billion of assets under management.

Rick’s guiding principle is simple, straightforward analysis coupled with a consistent, rigorous investment process. Recognizing that foundations and family offices often enjoy a significantly higher level of access and sophistication around portfolio management, Rick designed an innovative investment experience focused on bringing that level of service and direct accessibility to financial advisors at RFG Advisory.

Before joining RFG, Rick spent 12 years at Bain Capital Credit, where he rose through the ranks to become Executive Vice President, Head of Fixed Income Consumer Investments, and Assistant Portfolio Manager. Rick played an instrumental role in helping Bain grow to become a global investment powerhouse, serving client assets in excess of $30 billion. Managing portfolios through the volatile markets of 2001 and 2008, Rick experienced firsthand the importance of portfolio diversification and the tradeoffs between risk and portfolio return. He applies those same lessons today to managing client and institutional portfolios at RFG Advisory.

Strategies for Successful Retirement Distributions With Mike Smith (Ep.27)

Strategies for Successful Retirement Distributions With Mike Smith (Ep.27)

Planning your distributions for retirement is essential to maximizing your retirement income and fulfilling your goals for this new phase of life. 

By planning properly, you can avoid any financial setbacks and ensure you live the life you desire. 

David and Mike cover the essentials of planning your retirement distributions. From deciding when to take Social Security benefits to understanding Required Minimum Distributions (RMDs), they break it all down. Discover strategies for maximizing retirement assets by exploring the benefits of Roth conversions and managing multiple retirement accounts. Plus, they discuss common misconceptions and the psychological hurdles retirees face when dipping into their savings. 

David and Mike discuss: 

  • Understanding RMDs and how they impact your taxes [00:02:11]
  • Balancing when to take Social Security for the biggest benefit [00:09:43]
  • Using Roth conversions as a tax strategy [00:21:11]
  • The significance of consolidating retirement accounts [00:14:44]
  • And more

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Building Wealth Beyond Your Working Years (Ep. 8)

Building Wealth Beyond Your Working Years (Ep. 8)

Where will your money come from when the 9-to-5 ends?

If you’ve ever asked yourself this question, then this episode is for you!

Listen as David Koren from RVA Wealth Management arms you with strategies to diversify your income sources, ensuring you can fully enjoy your golden years. From understanding the ins and outs of IRAs and Roth IRAs to alternative income streams, this episode is a comprehensive guide to your financial future. Don’t leave your retirement to chance; secure your future now!

In this episode, David covers:

  • The A-Z of Individual Retirement Accounts (IRA) and Roth IRAs, including tax benefits and limitations
  • Alternative income streams such as Rental Real Estate, Part-time Work, and Inheritance, along with their pros and cons
  • The crucial details about Social Security: when to start and how to optimize your benefits
  • Actionable tips to fill your “income buckets” for a diversified and secure financial future
  • And more!

Ready for a worry-free retirement? Reach out to David for a complimentary consultation and start planning today!

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