Tag: Investing

FEATURE
2024 Mid-Year Stock Market Update with Mike Smith (Ep. 24)

2024 Mid-Year Stock Market Update with Mike Smith (Ep. 24)

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AI is transforming industries at a rapid pace—and it’s impacting your investments more than you might think.

Join David Koren as he sits down with colleague and seasoned portfolio manager Mike Smith to dissect the 2024 mid-year market update. With insights into the performance of the S&P 500, bond market, and the heavy influence of tech giants. Gain a better understanding of current market dynamics, the profound impact of burgeoning sectors like AI on future trends, and more!

David and Mike discuss: 

  • The S&P 500’s performance so far in 2024 with a focus on the big six tech giants.
  • The semiconductor sector’s significant outperformance due to AI advancements.
  • Structural shifts in the market, including the impact of massive corporate share buybacks.
  • Forward-looking discussion on how AI is poised to revolutionize numerous industries and everyday life
  • And more

Resources:

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Common Investment Risks with Michael P. Smith (Ep.12)

Common Investment Risks with Michael P. Smith (Ep.12)

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Can investments be both growth-oriented and risk-averse?

In the latest episode of Unleash Your Retirement, David Koren is joined once again by Michael P. Smith to close out their 3-part investment series. This episode will help you uncover the balance between seeking growth and minimizing risk in your investment portfolio.

Their conversation offers a wealth of insights, including:

  • Decoding risks in investments from company troubles to market trends
  • Why spreading your investments is crucial
  • Growth tactics for the young investor: high gains with calculated risks
  • Financial prep for retirees: managing money for life’s surprises
  • Tackling inflation and investment ties: strategic planning essentials
  • Going global: using “bond ladders” for smarter international investments
  • Modern portfolio theory: custom-fit your investment comfort level
  • And much more!

Resources:

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FEATURE
Investing In Stocks and Bonds with Michael P. Smith (Ep. 10)

Investing In Stocks and Bonds with Michael P. Smith (Ep. 10)

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Investing in stocks and bonds can be a battle of risk and reward if you don’t know what you’re doing.

That’s why we’re here to help.

David welcomes back his fellow colleague Michael P. Smith to continue their conversation about investing. They narrow their conversation from retirement investing to investing in stocks and bonds. With a background in the stock exchange, Mike explains the concept of bond pricing and yield, the importance of understanding bond ratings, and the impact of interest rate changes on bond values. David and Mike also compare stocks and bonds as investment options, highlighting the risks and potential returns of each.

David and Michael go over: 

  • Understanding bond pricing and yield
  • What Bond laddering is
  • The importance of understanding bond ratings and their indication of risk profile
  • A comparison between stocks and bonds as investment options, highlighting the safety of bonds and the potential for long-term growth in stocks
  • The importance of seeking professional advice when it comes to investing, and how an advisor can help
  • And more

Resources:

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Connect with Michael P. Smith:

About our Guest: 

Michael P. Smith is a Certified Financial Planner with over 20 years of experience and a Portfolio Manager at RVA Wealth Management. Starting his career on the Boston Stock Exchange, Mike is a professional in turning retirement worries into well-laid plans. He’s not just a financial guide but a guardian of your future, adhering to the highest ethical standards. With RVA Wealth Management, Mike is all about active communication and customized investment strategies. Off the clock, he’s a family man and community leader, deeply rooted in sports and local organizations.

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Will My Money Last Throughout My Retirement? (Ep.4)

Will My Money Last Throughout My Retirement? (Ep.4)

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Will you be able to retire once you turn 75? 

Many people think they’ll have to work longer than they want to so that they continue to have a source of income.

In this episode, David Koren, founder of RVA Wealth Management gives a birds-eye view of determining if your money will last throughout your retirement. Listen as he addresses some of the most commonly asked questions and covers the key considerations you should evaluate in order to prepare for retirement.

David discusses: 

  • How to determine if your money will last throughout retirement
  • The disparity between when people think they will retire and when they actually retire
  • How long to plan for and considerations such as inflation and taxes
  • The importance of considering your lifestyle and understanding your spending habits
  • And more

Resources:

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Personal Finance On Steroids, Part 1: Retirement (Ep. 3)

Personal Finance On Steroids, Part 1: Retirement (Ep. 3)

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Whether you’re 25 or 50, it’s never too early to start thinking about what your dream retirement looks like.

In this episode, David Koren, Founder, Wealth Manager, MBA, ChFC®, CLU® at RVA Wealth kicks off the Personal Finance On Steroids series with a conversation about how you can best plan for your retirement. He explains why it’s important to define your dream retirement before you start planning, how to determine when you can retire, how long you should plan for, and how you can safely withdraw from your investments while enjoying all that retirement has to offer.

Join David as he discusses: 

  • Defining what retirement looks like to you
  • How to determine when you should retire
  • How to safely withdraw money from your investments in retirement
  • What the 4% rule is
  • And more

Resources:

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